what you need to know about the banking offer for the self-employed by Hello bank!

Already known for having conquered the individual market, Hello bank! is now tackling that of independent professionals. The online bank has launched Hello Business, a banking offer entirely designed for independent entrepreneurs.

Hello Business: what you need to know about the banking offer for the self-employed by Hello bank!

Rated 9 out of 10 in our columns, Hello bank! is one of the best online banks in France. Drawing on its expertise, the establishment is now tackling the market of banking offers for professionals with Hello Business.

An entire offer designed for entrepreneurs which incorporates the fundamentals of Hello bank! and adapts it to an audience with more specific needs. Much more than a simple bank account, Hello Business aims to be a real companion for entrepreneurs thanks to a string of directly integrated ancillary services. It’s a way of providing the best support to entrepreneurs in their daily lives, while allowing them to make a lot of savings. A brief overview of the benefits of Hello Business.

An offer tailored for the pros

Deployed a few weeks ago by Hello bank!, Hello Business is positioned as a real toolbox available to professionals, in particular the self-employed. As such, it has many advantages:

  • Overdraft facility of 1500 euros
  • Insurance and legal assistance included
  • Billing and Tracking Software with My Business Assistant Start App
  • LyfPro payment solution included

Beyond these specificities specific to entrepreneurs, Hello Business can also count on all the know-how of Hello bank! with some of the most efficient banking services on the market. As a reminder, Hello bank! it is :

  • An international Visa payment card
  • Free payments and withdrawals anywhere in the world
  • Instant and free SEPA transfers
  • Real-time monitoring of operations
  • A mobile application to manage your accounts among the best on the market

Hello Business is currently available for 10.90 euros per month.

A string of integrated services for free

Beyond its already attractive banking offer, Hello Business is positioned above all as a turnkey solution for professionals thanks to a plethora of services and management tools.

The main and most practical service is undoubtedly the My Business Assistant Start application, which makes it easy to manage quotes, invoices and credit notes on mobile or computer. Essential to the good management of the company, it is on par with many equivalent services that can be found on the web. Included free of charge in Hello Business, it saves on average between 5 and 25 euros per month compared to third-party services of the same ilk.

My Business Assistant Start includes all the tools to manage your micro-enterprise

My Business Assistant Start includes all the tools to manage your micro-enterprise

Another significant advantage, the Hello Business offer directly includes insurance that covers many scenarios. Entrepreneurs who travel a lot will thus be able to benefit from reimbursement on cancellations, modifications or interruptions of trips, as well as on any problems related to rental vehicles. A significant saving when you know the cost of insurance offered by airlines, or the cost of professional insurance which can start from 9.90 euros per month.

Under this insurance, entrepreneurs will also be able to claim daily allowances in the event of hospitalization for one day or more following an accident or illness. This compensation may amount to up to 100 euros per day of hospitalization, up to a maximum of 60 days.

Last example of savings that can be achieved with Hello Business: the LyfPro collection solution. This third-party service allows merchants to do without bank terminals to collect payments directly on their mobiles. LyfPro usually recovers 1.6% excluding tax from payments by credit card or via the LyfPay application, or Hello bank! negotiated a lower rate for its Hello Business customers, with 1.35% excluding tax.

With Hello Business, your smartphone also serves as a payment terminal thanks to LyfPro

With Hello Business, your smartphone also serves as a payment terminal thanks to LyfPro

In terms of pure bank charges, Hello Business is also making many efforts to help entrepreneurs, in particular by offering a cash facility of 1,500 euros. The overdraft facility is equivalent to a temporary authorized overdraft that allows entrepreneurs to offset any cash flow mismatches. This offer also allows withdrawals and payments outside the euro zone at no additional cost, where the fees charged by traditional banks vary between 2 and 4% of the transaction carried out.

Support at all times

In the course of their activity, entrepreneurs are confronted with many challenges that they will have to take up on their own. Cash flow delays, billing reminders, or even disputes with customers can be the order of the day, and disrupt daily life. As a true companion of the entrepreneur, Hello Business nevertheless offers a varied support and assistance formula, starting with a dedicated, priority customer service available 6 days a week in the event of an urgent problem.

Unless you need it on a Sunday, Hello Business customer service is easily accessible

Unless you need it on a Sunday, Hello Business customer service is easily accessible

But this support does not stop there, because Hello Business also offers legal support for its customers in the event of any disputes. Whether it is for simple advice related to the rights and obligations related to professional activity, or to help resolve a dispute, entrepreneurs will be able to benefit from legal support.

For example, support in the event of a legal defense or to enforce a decision rendered will give access to an envelope of up to 5,000 euros excluding tax, including 1,200 euros excluding tax for the payment of legal costs and fees. .

Legal assistance that can also be found when traveling abroad, since Hello Business customers will be able to benefit from being put in contact with an interpreter and a lawyer recommended by the local authorities.

The Hello Business offer from Hello bank! is offered at 10.90 euros excluding tax per month, without obligation.

You can also find out more about Hello bank! aimed at individuals. The Hello Prime offer is, for example, ideal for trips abroad. Especially since changing banks has now become much easier.

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