Water, climate and insurance: more and more risks for insurers to cover Companies must act quickly to avoid getting trapped in troubled waters

Insurers are well represented in measuring the cost of natural hazards and anticipating its evolution, notably under the effect of climate change.

According to a recent report by France Assureurs (formerly the French Insurance Federation), compensation for four perils (drought, storms, floods and marine flooding) should increase from 75.4 billion euros over the period 1989-2019 to 143.9 billion between 2020 and 2050. This is almost a doubling (+ 90%) and this represents an annual average increased from 2.4 to 4.6 billion. These figures, which relate to France, do not include bodily injury or the effects on crops…

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